The Mukhya Mantri Himachal Health Care Scheme (HIMCARE) is a flagship health insurance initiative launched by the Government of Himachal Pradesh. It provides cashless treatment up to ₹5 lakh per family per year to eligible beneficiaries.
The scheme is mainly designed for families who are not covered under Ayushman Bharat, ensuring wider healthcare access across the state.
Through the official portal, beneficiaries can easily apply online, download the HIMCARE card, check status, renew their policy, and track balance.
HIMCARE Scheme Overview
| Features | Details |
| Scheme Name | Mukhya Mantri HIMCARE |
| Launch Date | 1 January 2019 |
| State | Himachal Pradesh |
| Coverage | ₹5 lakh per family per year |
| Mode | Cashless Treatment |
| Policy Period | 1 Year |
| Registration Months | March, June, September, December |
| Official Website | hpsbys.in |
What is HIMCARE Card?
The HIMCARE card is a health insurance e-card issued to eligible families. It allows beneficiaries to receive cashless treatment at empanelled hospitals, similar to Ayushman Bharat.
Key Benefits:
- Coverage up to ₹5 lakh per year
- Valid for 1 year
- Works across empanelled hospitals in Himachal Pradesh
- Also valid at:
- PGIMER Chandigarh
- GMCH Sector 32 Chandigarh
HIMCARE Card Apply Online
You can easily complete himcare card apply online process through the official portal.Steps to Apply:
- Visit https://hpsbys.in/
- Click on "Online HIMCARE Enrollment"
- Fill in personal and family details
- Upload required documents
- Select correct category
- Pay applicable premium
- Submit application
HIMCARE Card Renewal Online
The himcare card renewal online process is required every year.Renewal Link: https://app.hpsbys.in/WebSite/checkforrenew.aspx
- Policy valid for 1 year (from 24 June 2025 notification)
- Renewal must be done before expiry
- Same category and premium rules apply
HIMCARE Card Download
After approval, you can complete himcare card download easily.Download Link: https://app.hpsbys.in/WebSite/GetmyHimcareCard.aspx
- Open download page
- Enter required details
- Verify OTP
- Download e-card
HIMCARE Card Status Check
To track your application, use himcare card status feature.Status Link: https://app.hpsbys.in/WebSite/viewenrollmentstatus.aspx
- Application approval status
- Pending verification
- Rejection details
HIMCARE Card Balance Check
You can check remaining coverage amount using himcare card balance option.Balance Check Link: https://app.hpsbys.in/WebSite/CheckCardBalance.aspx
Premium Structure (Category Wise)
| Category | Beneficiaries | Premium |
| Category I | BPL, Street Vendors, MNREGA Workers, Children living in Orphanages | ₹0 |
| Category II | Ekal Naari, Disabled (>40%), Mid-Day Meal Workers, Contractual Employees, Daily Wage Workers, Part Time Workers, Outsource Employees | ₹365/year |
| Category III | Other eligible families | ₹1000/year |
Documents Required for HIMCARE
| Category | Required Documents |
| BPL | BPL Certificate |
| Street Vendor | Registration Certificate |
| MGNREGA Worker | Job Card + 50 days work proof |
| Ekal Naari | CDPO Certificate |
| Disabled | Disability Certificate |
| Mid-Day meal workers | Certificate from Block Elementary Education Officer |
| Contractual Employees | Department Certification |
| Daily Wage Workers | Department Certification |
| Part Time Worker | Department Certification |
| Outsource Employees | Department Certification |
Empanelled Hospitals
HIMCARE beneficiaries can get treatment at:- All Ayushman Bharat empanelled hospitals in Himachal
- PGIMER Chandigarh
- GMCH Sector 32 Chandigarh
Important Rules
- Registration open only in March, June, September, December
- Written declaration required (not covered under govt reimbursement schemes)
- No refund if wrong category selected
- Maximum 5 members per family unit
Latest Updates & Reforms in HIMCARE Scheme (2026)
In April 2026, the Himachal Pradesh government announced important reforms to improve transparency in the HIMCARE scheme.According to Chief Minister Sukhvinder Singh Sukhu, some irregularities such as fraudulent billing cases were identified in earlier years. An internal audit also pointed to possible financial discrepancies.
Key Updates:
- Multiple cases of misuse detected
- Steps being taken to prevent corruption
- Focus on improving transparency in hospital claims
- Government is considering a new insurance-based model in the future
- Hospitals will be paid the lower of actual cost or package rate
- Submission of detailed bills is mandatory
- Bed, nursing, and boarding charges
- Doctor and surgeon fees
- Operation theatre and medical consumables
- Medicines, oxygen, and food
Around 4.33 lakh families are currently registered under HIMCARE.
Visit the official website and complete the online registration form with documents.
Q2. What is HIMCARE card renewal process?
You can renew online using the renewal link before expiry.
Q3. How to download HIMCARE card?
Use the official download link and enter your details.
Q4. How to check HIMCARE card status?
Visit the status page and track your application.
Q5. What is HIMCARE card balance?
It shows the remaining ₹5 lakh coverage available for your family.
FAQs
Q1. How to apply for HIMCARE card online?Visit the official website and complete the online registration form with documents.
Q2. What is HIMCARE card renewal process?
You can renew online using the renewal link before expiry.
Q3. How to download HIMCARE card?
Use the official download link and enter your details.
Q4. How to check HIMCARE card status?
Visit the status page and track your application.
Q5. What is HIMCARE card balance?
It shows the remaining ₹5 lakh coverage available for your family.
Q6. Is HIMCARE going to close?
No, the HIMCARE scheme is currently active and operational. While the government has discussed reforms and a possible new insurance-based model, there is no official confirmation of closure. Beneficiaries can continue to apply, renew, and avail treatment under the scheme.
No, the HIMCARE scheme is currently active and operational. While the government has discussed reforms and a possible new insurance-based model, there is no official confirmation of closure. Beneficiaries can continue to apply, renew, and avail treatment under the scheme.
Conclusion
The HIMCARE scheme plays a crucial role in providing affordable and cashless healthcare to families in Himachal Pradesh. With easy access to services like apply online, renewal, download, status check, and balance tracking, the scheme ensures convenience and financial protection.
With recent reforms focusing on transparency and efficiency, the scheme is expected to become even more reliable. Eligible families should take advantage of this opportunity and ensure timely registration and renewal.
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