Initially introduced as the Rajiv Gandhi Jeevandayee Arogya Yojana, the scheme was later renamed to honor Mahatma Jyotirao Phule. Over time, it has expanded significantly and now covers all residents of Maharashtra under universal health coverage.
After integration with Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, the scheme has been further strengthened. From 1 July 2024, it provides universal health coverage to all residents of Maharashtra, offering cashless treatment up to ₹5 lakh per year.
In this article, you will learn about MJPJAY registration, card download process, hospital list, eligibility, and benefits.
In this article, you will learn about MJPJAY registration, card download process, hospital list, eligibility, and benefits.
MJPJAY Scheme Overview
| Particulars | Details |
| Scheme Name | Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) |
| Launched By | Government of Maharashtra |
| Launch Year | 2012 (as RGJAY) |
| Coverage | ₹5 lakh per family per year |
| Beneficiaries | 2.72 crore families |
| Mode | Cashless (Assurance Mode) |
| Hospitals | Over 1700 empanelled hospitals |
| Treatments Covered | 1356+ packages |
| Official Website | jeevandayee.gov.in |
What is MJPJAY Scheme?
The scheme ensures free and cashless healthcare through empanelled hospitals across Maharashtra.- Covers secondary and tertiary care
- Includes surgeries, diagnostics, and hospitalization
- Available in both government and private hospitals
History & Latest Update (2026)
- Originally launched as Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) in 2012.
- Expanded across Maharashtra in 2013
- Renamed in 2017 to honor Mahatma Jyotirao Phule
- Integrated with Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (2018–2020)
- As per the Government Resolution dated 28 July 2023, the scheme now covers all residents of Maharashtra (universal health coverage).
From 1 July 2024, the integrated scheme now provides:
- Universal health coverage for all citizens of Maharashtra
- Fully cashless treatment system (Assurance Mode)
MJPJAY Benefits
- Up to ₹5 lakh per family per year
- Covers 1356+ treatments
- Includes 34 medical specialties
- Pre-existing diseases covered from day one
- Free follow-up care
- Cashless treatment in empanelled hospitals
Total Beneficiaries Covered
- 2.72 crore families
- 12.5 crore population
MJPJAY Eligibility (Category Wise)
- Category A
- SECC 2011 households
- Yellow / Orange / Antyodaya ration card holders
- Category B
- White ration card holders
- Government employees
- Families with domicile certificate
- Category C
- Students in Ashram schools
- Orphanages and shelters
- Senior citizens in old age homes
- Journalists and construction workers
- Category D
- Road accident victims (including outsiders)
- Category E
- Border area families (Maharashtra–Karnataka region)
Eligibility & Identification Documents
- Aadhaar Card
- Ration Card / Ayushman Card
- Domicile Certificate (if required)
- Organization ID (for special categories)
MJPJAY Registration Online
Currently, MJPJAY registration online is not fully self-service.Steps to Apply:
- Visit nearest empanelled hospital
- Go to Aarogyamitra help desk
- Submit required documents
- Complete verification
MJPJAY Card Download
- No direct online download option available
- Card is issued via hospitals
MJPJAY Hospital List & Network Hospitals
The Maharashtra government provides a complete MJPJAY hospital list on its official portal.How to Check Hospital List:
- Visit official website jeevandayee.gov.in
- Click on "Network Hospitals" section
- Filter by:
- District
- Specialty
- View:
- Hospital name
- Address
- Contact details
Check Hospital Empanelment Status
You can also:- Verify if a hospital is empanelled
- Apply for hospital empanelment online
Specialties Covered Under MJPJAY
The scheme covers 34+ medical specialties, including:- Cardiology & cardiac surgery
- Cancer treatment (oncology)
- Neurology & neurosurgery
- Orthopedics
- Urology
- Gastroenterology
- Pediatrics
- Dermatology
- ENT
MJPJAY Package List & Medical Coverage
- Packages Covered
- 1356 packages (Category A-E)
- 184 packages (accident cases)
- 262 follow-up packages
- 119 treatments reserved for govt hospitals
- Annual Health Coverage
- ₹5 lakh per family (Category A–E)
- ₹1 lakh per person (Category D)
What is Covered Under MJPJAY?
The scheme provides end-to-end cashless treatment, including:- Hospital stay and nursing
- Doctor & surgeon fees
- ICU and OT charges
- Medicines and diagnostics
- Implants and prosthetics
- Blood transfusion
- Food during hospitalization
- Transport cost after discharge
Even post-treatment complications and transport of deceased are included.
MJPJAY Assurance Mode
The scheme runs on Assurance Mode:- Government directly pays hospitals
- No payment required from patients
- Fully cashless system
Key Features of MJPJAY
- Universal health coverage
- ₹5 lakh annual insurance
- Cashless treatment
- Paperless digital system
- Nationwide portability (PMJAY)
- Aarogyamitra assistance in hospitals
- Emergency treatment allowed
MJPJAY Latest Update 2026: Coverage Beyond ₹5 Lakh
Rising medical costs have long been a burden for families. In a major relief move, the Government of Maharashtra has expanded the scope of Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) along with Ayushman Bharat Pradhan Mantri Jan Arogya Yojana to provide support for high-cost treatments exceeding ₹5 lakh.- Government will now cover full cost of major surgeries above ₹5 lakh
- Includes organ transplants, bone marrow, and advanced procedures
- Hospitals apply on behalf of patients
- Weekly approval process by committees
MJPJAY Update 2026: Surgical Services at PHCs
The Maharashtra government has also announced that surgical services will soon start at Primary Health Centres (PHCs) to improve rural healthcare access. This initiative was highlighted by Prakash Abitkar.- 35-40 minor surgeries to be started initially
- Around 2,700 PHCs and UPHCs have been empanelled under MJPJAY
- 5,000+ staff to be recruited
- Infrastructure and OT facilities to be upgraded
FAQs
Q1. How to apply for MJPJAY?Visit an empanelled hospital and register through Aarogyamitra desk.
Q2. How to check MJPJAY hospital list?
Visit the official website and check the Network Hospitals section.
Q3. Can I download MJPJAY card online?
No, you need to collect it from the hospital.
Q4. What is MJPJAY coverage amount?
Up to ₹5 lakh per family per year.
No, you need to collect it from the hospital.
Q4. What is MJPJAY coverage amount?
Up to ₹5 lakh per family per year.
Q5. Is MJPJAY available for all?
Yes, after 2024 expansion, it covers all Maharashtra residents.
With latest 2026 updates like coverage beyond ₹5 lakh and surgeries at PHCs, the scheme is becoming more accessible, inclusive, and impactful than ever before.
Yes, after 2024 expansion, it covers all Maharashtra residents.
Final Words
The Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) is now one of India's most powerful healthcare schemes, offering free, cashless, and accessible treatment to millions.With latest 2026 updates like coverage beyond ₹5 lakh and surgeries at PHCs, the scheme is becoming more accessible, inclusive, and impactful than ever before.
The scheme continues to evolve with new healthcare reforms, making it one of the most comprehensive government health schemes in India.
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