Pashu Kisan Credit Card Andhra Pradesh 2026: ₹3 Lakh Loan, Eligibility & How to Apply

The Government of Andhra Pradesh is implementing the AP Pashu Kisan Credit Card (PKCC) Scheme 2026, aimed at strengthening the rural economy and providing affordable credit to livestock farmers.

The Pashu Kisan Credit Card Andhra Pradesh scheme offers short-term working capital loans at concessional interest rates to farmers engaged in rearing cattle, buffaloes, goats, sheep, pigs, and poultry. It helps reduce dependence on private moneylenders and improves financial stability.

Quick Overview of AP Pashu Kisan Credit Card

FeatureDetails
Scheme NameAP Pashu Kisan Credit Card (PKCC)
Launch StatusRecently Implemented
StateAndhra Pradesh
Loan AmountUp to ₹1.60 lakh (no collateral), up to ₹3 lakh total
Interest Rate7% per annum
Subsidy3% interest subvention on timely repayment
Effective Interest4% per annum
BeneficiariesLivestock farmers (cattle, goat, sheep, pig, poultry)
Application ModeOffline (Bank Branch)
PurposeLivestock farming expenses
For official updates and detailed notifications, visit the official website of Animal Husbandry Department Andhra Pradesh.

Key Highlights of AP Pashu Kisan Credit Card Benefits

  • Loan up to ₹1.60 lakh without collateral
  • Loan up to ₹3 lakh (as per bank norms)
  • Interest rate: 7% per annum
  • 3% interest subsidy on timely repayment
  • Effective interest rate: 4% per annum
  • Covers cattle, buffalo, goat, sheep, pig, and poultry farming

Purpose of the Scheme

The scheme is designed to:
  • Provide working capital for livestock farming
  • Support expenses like feed, medicines, and animal care
  • Reduce reliance on high-interest informal loans
  • Promote modern animal husbandry practices

Loan Amount Details (Approximate per Animal)

  • Buffalo: ₹60,249
  • Cow: ₹40,783
  • Pig: ₹16,337
  • Goat/Sheep: ₹4,063
  • Poultry (Layer): ₹720

AP Pashu Kisan Credit Card Eligibility

  • Livestock farmers (cattle, buffalo, goat, sheep, pig, poultry)
  • Residents of Andhra Pradesh
  • Members of Self-Help Groups (SHGs) are eligible
  • Land ownership is not mandatory, but livestock ownership is required

Interest Rate & Subsidy Details

  • Base interest rate: 7% per annum
  • Interest subvention: 3% for timely repayment within one year
  • Effective interest rate: 4% per annum

How to Apply for Pashu Kisan Credit Card

If you're searching for how to apply for Pashu Kisan Credit Card, follow these steps:
  • Visit your nearest bank branch
  • Request the PKCC application form
  • Fill in details and attach documents:
    • Aadhaar Card
    • Land records (if applicable)
    • Livestock details
    • Passport-size photographs
    • Veterinary officer certificate
  • Submit the application
  • After approval, the loan will be sanctioned
Note - The AP Pashu Kisan Credit Card apply process is currently offline.

AP Pashu Kisan Credit Card Online Apply

Many farmers search for AP Pashu Kisan Credit Card online apply process but:
  • Full online application is not widely available
  • Farmers must apply via bank branches
  • Some banks may provide limited digital support

AP Pashu Kisan Credit Card Login Status

Currently, there is no dedicated AP Pashu Kisan Credit Card login portal. Farmers can:
  • Check application status via bank branch
  • Receive updates through SMS or bank communication
Official Statement: Animal Husbandry Director T Damodara Naidu has encouraged farmers to take full advantage of the scheme to improve livestock productivity and income.

Frequently Asked Questions (FAQs)

Q1. What is Pashu Kisan Credit Card Andhra Pradesh?
It is a government scheme that provides low-interest loans to livestock farmers for expenses like feed, medicines, and animal care.

Q2. How to apply for Pashu Kisan Credit Card in Andhra Pradesh?
You can apply by visiting your nearest bank branch and submitting the PKCC application form with required documents.

Q3. Is Pashu Kisan Credit Card online apply available?
Currently, the Pashu Kisan Credit Card online apply option is limited. Most applications are processed offline through banks.

Q4. What is the loan limit under PKCC scheme?
Farmers can get up to ₹1.60 lakh without collateral and up to ₹3 lakh as per bank norms.

Q5. What is the interest rate under AP PKCC scheme?
The interest rate is 7% per annum, which can reduce to 4% with timely repayment.

Q6. Who is eligible for AP Pashu Kisan Credit Card?
Livestock farmers, SHG members, and residents of Andhra Pradesh who own livestock are eligible.

Q7. Is there an AP Pashu Kisan Credit Card login portal?
No, there is currently no dedicated AP Pashu Kisan Credit Card login portal. Status can be checked through banks.

Conclusion

The Pashu Kisan Credit Card Andhra Pradesh 2026 scheme is a powerful initiative to support livestock farmers with affordable and accessible credit. With collateral-free loans, low interest rates, and flexible eligibility, it plays a crucial role in improving rural livelihoods.

Farmers searching for AP Pashu Kisan Credit Card apply online should currently visit their nearest bank, as the process is mainly offline.

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