The Pashu Kisan Credit Card Andhra Pradesh scheme offers short-term working capital loans at concessional interest rates to farmers engaged in rearing cattle, buffaloes, goats, sheep, pigs, and poultry. It helps reduce dependence on private moneylenders and improves financial stability.
Quick Overview of AP Pashu Kisan Credit Card
| Feature | Details |
| Scheme Name | AP Pashu Kisan Credit Card (PKCC) |
| Launch Status | Recently Implemented |
| State | Andhra Pradesh |
| Loan Amount | Up to ₹1.60 lakh (no collateral), up to ₹3 lakh total |
| Interest Rate | 7% per annum |
| Subsidy | 3% interest subvention on timely repayment |
| Effective Interest | 4% per annum |
| Beneficiaries | Livestock farmers (cattle, goat, sheep, pig, poultry) |
| Application Mode | Offline (Bank Branch) |
| Purpose | Livestock farming expenses |
Key Highlights of AP Pashu Kisan Credit Card Benefits
- Loan up to ₹1.60 lakh without collateral
- Loan up to ₹3 lakh (as per bank norms)
- Interest rate: 7% per annum
- 3% interest subsidy on timely repayment
- Effective interest rate: 4% per annum
- Covers cattle, buffalo, goat, sheep, pig, and poultry farming
Purpose of the Scheme
The scheme is designed to:- Provide working capital for livestock farming
- Support expenses like feed, medicines, and animal care
- Reduce reliance on high-interest informal loans
- Promote modern animal husbandry practices
Loan Amount Details (Approximate per Animal)
- Buffalo: ₹60,249
- Cow: ₹40,783
- Pig: ₹16,337
- Goat/Sheep: ₹4,063
- Poultry (Layer): ₹720
AP Pashu Kisan Credit Card Eligibility
- Livestock farmers (cattle, buffalo, goat, sheep, pig, poultry)
- Residents of Andhra Pradesh
- Members of Self-Help Groups (SHGs) are eligible
- Land ownership is not mandatory, but livestock ownership is required
Interest Rate & Subsidy Details
- Base interest rate: 7% per annum
- Interest subvention: 3% for timely repayment within one year
- Effective interest rate: 4% per annum
How to Apply for Pashu Kisan Credit Card
If you're searching for how to apply for Pashu Kisan Credit Card, follow these steps:- Visit your nearest bank branch
- Request the PKCC application form
- Fill in details and attach documents:
- Aadhaar Card
- Land records (if applicable)
- Livestock details
- Passport-size photographs
- Veterinary officer certificate
- Submit the application
- After approval, the loan will be sanctioned
AP Pashu Kisan Credit Card Online Apply
Many farmers search for AP Pashu Kisan Credit Card online apply process but:- Full online application is not widely available
- Farmers must apply via bank branches
- Some banks may provide limited digital support
AP Pashu Kisan Credit Card Login Status
Currently, there is no dedicated AP Pashu Kisan Credit Card login portal. Farmers can:- Check application status via bank branch
- Receive updates through SMS or bank communication
Frequently Asked Questions (FAQs)
Q1. What is Pashu Kisan Credit Card Andhra Pradesh?It is a government scheme that provides low-interest loans to livestock farmers for expenses like feed, medicines, and animal care.
Q2. How to apply for Pashu Kisan Credit Card in Andhra Pradesh?
You can apply by visiting your nearest bank branch and submitting the PKCC application form with required documents.
Q3. Is Pashu Kisan Credit Card online apply available?
Currently, the Pashu Kisan Credit Card online apply option is limited. Most applications are processed offline through banks.
Q4. What is the loan limit under PKCC scheme?
Farmers can get up to ₹1.60 lakh without collateral and up to ₹3 lakh as per bank norms.
Q5. What is the interest rate under AP PKCC scheme?
The interest rate is 7% per annum, which can reduce to 4% with timely repayment.
Q6. Who is eligible for AP Pashu Kisan Credit Card?
Livestock farmers, SHG members, and residents of Andhra Pradesh who own livestock are eligible.
Q7. Is there an AP Pashu Kisan Credit Card login portal?
No, there is currently no dedicated AP Pashu Kisan Credit Card login portal. Status can be checked through banks.
Conclusion
The Pashu Kisan Credit Card Andhra Pradesh 2026 scheme is a powerful initiative to support livestock farmers with affordable and accessible credit. With collateral-free loans, low interest rates, and flexible eligibility, it plays a crucial role in improving rural livelihoods.Farmers searching for AP Pashu Kisan Credit Card apply online should currently visit their nearest bank, as the process is mainly offline.

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