Introduced on 8 August 2024 by Yogi Adityanath, this initiative provides financial assistance and training support to educated and skilled youth to start their own businesses.
Eligible applicants can receive interest-free loans of up to ₹5 lakh without any collateral, helping them establish micro enterprises or small businesses across Uttar Pradesh.
Key Highlights of CM Yuva Udyami Yojana UP
| Feature | Details |
| Scheme Name | Mukhyamantri Yuva Udyami Vikas Abhiyan (CM YUVA) |
| Launch Date | 8 August 2024 |
| Budget Allocation | ₹1000 crore |
| Annual Target | 1 lakh youth |
| 10-Year Target | 10 lakh youth |
| Loan Amount | Up to ₹5 lakh (interest-free) |
| Collateral | Not required |
| Margin Money Subsidy | 10% |
| Application Mode | Online |
| Eligible Beneficiaries | Educated and trained youth, age 21-40 years |
Scheme Overview
The scheme was first announced in the UP Budget 2024-25, with a financial allocation of ₹1000 crore.The government plans to:
- Support 1 lakh youth every year
- Benefit 10 lakh youth over the next 10 years
- Promote micro enterprises and startups across the state
Objective of the Scheme
The main goals of the scheme are:- To encourage self-employment among youth
- To reduce unemployment in Uttar Pradesh
- To promote skill-based entrepreneurship
- To generate jobs in both rural and urban areas
Eligibility Criteria
- Basic Requirements
- Age: 21 to 40 years
- Education: Minimum 8th pass
- Skill Requirement: Applicants should have received training under any of the following:
- Vishwakarma Shram Samman Yojana
- ODOP Training Scheme
- SC/ST/OBC training schemes
- Uttar Pradesh Skill Development Mission
- Or must hold a certificate, diploma, or degree from a recognized institution.
- Important Condition
- Applicants should not already be availing benefits from any other government scheme that includes interest or capital subsidy.
₹5 Lakh Interest-Free Loan Details
- Loan amount: Up to ₹5,00,000
- Interest: 0% (completely interest-free)
- Collateral: Not required
- Subsidy: 10% margin money support
This makes it easier for young entrepreneurs to start businesses without financial pressure.
Second Stage Loan (Business Expansion)
- After successful repayment of the first loan, applicants can apply for a second loan
- Loan amount: Up to double the first loan
- Maximum limit: ₹7.5 lakh
Bank & Financial Support
Loans are provided through:- Nationalized banks
- Scheduled banks
- Regional rural banks
- RBI-approved financial institutions
Official Website & Portal Access
Applicants must use the official MSME Uttar Pradesh website:https://msme.up.gov.in/
How to Access Registration, Login & Status Page
- Visit the official website
- Click on "लॉग इन (Login)" in the main menu
- Select "आवेदक लॉगिन (Applicant Login)"
- You will be redirected to the official page: https://msme.up.gov.in/login/registration_login
CM Yuva Udyami Yojana UP Online Registration
To apply online, follow these steps:- Visit the official page: https://msme.up.gov.in/login/registration_login
- Click on "नवीन उपयोगकर्ता पंजीकरण / New Registration"
- Enter your details (Aadhaar, mobile number, etc.)
- Upload required documents
- Fill in your business/project details
- Submit the application
Login Process
- Use your registered mobile number or user ID
- Enter password or OTP
- Access your dashboard to manage your application
Status Check Process
To check your application status:- Go to the Official MSME UP Login Page
- Reach out to the "आवेदन स्थिति / Application Status" section
- Enter your application ID, registered date of birth, and registered mobile number
- View your application progress
Documents Required
- Aadhaar Card
- UP Domicile Certificate
- Age proof
- Educational certificates
- Skill training certificate
- Passport-size photograph
- Business project report
Eligible Business Activities
You can start:- Small manufacturing units
- Retail shops
- Service-based businesses
- ODOP-related enterprises
Government Support
The government provides assistance in:- Packaging
- Branding
- Marketing
Scheme Targets
- 1 lakh units funded per year
- 10 lakh units supported in 10 years
- Large-scale employment generation
Scheme Performance & Statistics (FY 2025-26)
The CM Yuva Udyami Yojana UP has become extremely popular among the youth. In FY 2025-26:- Targeted loans: 1,50,000
- Applications received: 3,86,092
- Applications forwarded to banks: 3,30,441
- Loans approved: 1,45,454
- Loans disbursed: 1,38,304
Top Performing Districts
- Jaunpur: 9,785 applications received, 8,406 forwarded to banks, 4,092 loans disbursed (151.56% of target achieved)
- Azamgarh: 8,871 applications received, 7,751 forwarded to banks, 4,049 loans disbursed (149.96% of target achieved)
- Hardoi: 11,977 applications received, 9,701 forwarded to banks, 3,226 loans disbursed
- Jhansi and Lakhimpur Kheri: Also delivered strong performances
- Other notable districts: Ambedkar Nagar, Bahraich, Chitrakoot, and Ballia
FAQs
Q1. What is CM Yuva Udyami Yojana UP?It is a government scheme that provides interest-free loans to help youth start their own businesses.
Q2. How to apply online?
Apply through the official page: https://msme.up.gov.in/login/registration_login and submit your documents.
Q3. How to check application status?
Login to the portal and enter your application ID to track the status.
Q4. Is the ₹5 lakh loan really interest-free?
Yes, the loan is completely interest-free.
Q5. Who can apply?
Youth aged 21-40 years with minimum 8th pass qualification and relevant skill training.
Youth aged 21-40 years with minimum 8th pass qualification and relevant skill training.
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