As per the official notification, this horticulture crop insurance scheme covers 46 notified horticultural crops across the state. The Mukhyamantri Bagwani Bima Yojana (MBBY) offers affordable crop insurance to farmers at a minimal premium of just 2.5%.
In this article, you will find complete details about how to apply online, last date to fill the application form, crops covered, premium amount, compensation rate, eligibility, and claim process.
What is Mukhyamantri Bagwani Bima Yojana 2026
| Name of Scheme | Mukhyamantri Bagwani Bima Yojana |
| State | Haryana |
| Launch Year | 2020 (in December month) |
| Type | Horticulture Crop Insurance Scheme |
| Objective | To secure farmers' income and encourage horticulture farming across the state |
| Purpose | Providing income protection and reducing financial burden in case of crop damage |
| Target Beneficiaries | Farmers cultivating fruits, vegetables, and spices |
| Number of Horticultural Crops Covered | 46 |
| Farmer's Premium | 2.5% |
| Application Mode | Online |
| Official Website | mbby.hortharyana.gov.in |
Objective of Mukhyamantri Bagwani Bima Yojana
The main objectives of the scheme are:- To secure farmers' income against crop loss
- To promote horticulture farming in Haryana
- To reduce financial burden during natural disasters
- To ensure direct transfer of compensation into farmers' bank accounts
46 Crops Covered Under MBBY
Under Mukhyamantri Bagwani Bima Yojana, a total of 46 horticultural crops are covered. These are divided into Vegetables, Fruits, and Spices.Vegetables Covered (सब्जियां)
अरबी, भिंडी, करेला, लौकी, बैंगन, पत्ता गोभी, शिमला मिर्च, गाजर, फूल गोभी, मिर्च, खीरा, ककड़ी, खरबूजा, प्याज, मटर, आलू, कद्दू, मूली, तोरई, टिंडा, जुकिनी, टमाटर, तरबूजFarmers growing these vegetable crops (23 in number) can avail insurance coverage under the scheme.
Fruits Covered (फल)
आंवला, बेर, चीकू, खजूर, ड्रैगन फल, अंजीर, अंगूर, अमरूद, जामुन, किन्नू, लैमन, नींबू, लीची, मालटा, संतरा, आम, आड़ू, नाशपाती, आलूबुखारा, अनार, स्ट्रॉबेरीFruit crops (21 in number) are insured with higher compensation limits compared to vegetables.
Spices Covered (मसाले)
हल्दी, लहसुनThese spice crops (2 in number) are also eligible under the horticulture insurance scheme.
Insurance Coverage Amount
The sum insured depends on crop type:- Vegetables & Spices: Up to ₹30,000 per acre
- Fruits: Up to ₹40,000 per acre
Compensation Rate (Damage-Based Payout)
Compensation is provided as per crop loss level:| Damage Percentage | Compensation Rate | Vegetables and Spices | Fruits |
| 0 to 25% | Nil | 0 | 0 |
| 26% to 50% | 50% | 15,000 | 20,000 |
| 51% to 75% | 75% | 22,500 | 30,000 |
| 75% to 100% | 100% | 30,000 | 40,000 |
After verification, the approved amount is directly credited to the farmer’s Aadhaar-linked bank account.
Farmer's Premium (Only 2.5%)
One of the biggest advantages of MBBY is its low premium requirement.- Farmers pay only 2.5% of the total premium
- The remaining amount is paid by the Haryana Government
- ₹750 per acre for vegetables & spices
- ₹1000 per acre for fruit crops
Eligibility Criteria
Farmers must:- Be residents of Haryana
- Cultivate notified horticulture crops
- Have ownership or legal lease of agricultural land
- Possess Aadhaar-linked bank account
- Complete registration before the last date
How to Apply Online for Mukhyamantri Bagwani Bima Yojana 2026
Follow these steps:- Visit the official portal: mbby.hortharyana.gov.in
- At the homepage, registered farmers can enter their Phone Number / Parivar Pehchan Patra (PPP ID) / Meri Fasal Mera Byora ID (MFMB ID)
- After entering the value, click on the "आगे बढ़े (Proceed)" tab
- Authenticate yourself and then fill in personal and land details
- Select crop and insured area
- Upload required documents
- Pay the premium online
- Submit application and download receipt
Farmers should apply before the deadline announced for the season.
Tip: If farmer is not registered, then make registration first at fasal.haryana.gov.in
Documents Required
- Aadhaar Card
- Residence proof
- Land ownership/lease documents
- Bank account details
- Active mobile number
Last Date to Apply (2026)
The last date for application depends on the crop season (Zaid or Kharif or Rabi or Annual). The Haryana Government announces specific deadlines each season. Farmers must complete the online registration before the notified closing date.
Applying early is recommended to avoid technical delays.
Farmers cultivating fruits, vegetables, or spices in Haryana should register on the official portal before the last date to secure their crops and livelihood.
Claim Process
In case of crop damage:- Inform the local horticulture/agriculture department immediately
- Submit damage information within the specified time
- Field inspection will be conducted
- Damage percentage will be assessed
- Compensation will be transferred directly to the bank account
Key Benefits of MBBY
- Financial security against natural disasters
- Coverage of 46 horticultural crops
- Affordable premium (2.5%)
- Direct Benefit Transfer (DBT)
- Encourages horticulture expansion in Haryana
Conclusion
Mukhyamantri Bagwani Bima Yojana Haryana 2026 is a highly beneficial horticulture crop insurance scheme that protects farmers from financial losses due to unpredictable weather conditions. With coverage for 46 crops and a minimal 2.5% premium, the scheme ensures income stability and promotes sustainable farming practices.Farmers cultivating fruits, vegetables, or spices in Haryana should register on the official portal before the last date to secure their crops and livelihood.
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