To benefit from this scheme, workers need to register online under the PM Shram Yogi Mandhan Yojana. Once registered, they contribute a small amount regularly during their working years, which qualifies them for the pension later.
If you're wondering how to apply online, check eligibility, or understand the contribution details, this article breaks down the process step by step in simple language so you can complete your registration without any confusion.
What is PM Shram Yogi Mandhan Yojana 2026
| Official Name of Scheme | Pradhan Mantri Shram Yogi Maandhan Yojana |
| Type | Social Security Pension Scheme specifically for unorganized sector workers |
| Launched by | PM Narendra Modi |
| Launch Date | 15th February 2019 |
| Age limit | 18 to 40 years |
| Who are Target Beneficiaries | Over 42 crore informal / unorganised sector workers including labourers, street vendors, rickshaw pullers, domestic workers, hawkers etc. |
| Income Criteria | Less than Rs. 15,000 per month |
| Pension Benefit | Rs. 3,000 per month |
| Official Website to Apply | https://maandhan.in/ |
| Contribution | Rs. 55 to Rs. 200, depending on the age of entry in PM-SYM scheme |
How to Apply Online for PM Shram Yogi Mandhan Yojana 2026
If you are an unorganized sector worker and want to apply online for old age protection and social security, then you are at right place. The registration process for PM Shram Yogi Mandhan Yojana, voluntary and contributory pension scheme, has been started. Follow the step by step process mentioned here to fill subscriber enrollment form for the PM-SYM scheme.
- Firstly visit the PM-SYM official website maandhan.in
- On homepage, scroll over "Services" section and click "New Enrollment" link or directly click https://maandhan.in/maandhan/login
- Once you hit the link, Maandhan in login page will appear as shown below:-
- Select the self enrollment (using mobile number & OTP) tab to make Pradhan Mantri Shram Yogi Maandhan Yojana Login using mobile number.
- Enter active 10 digit mobile number and click "Proceed". You will receive an OTP on that mobile no.
- Enter received OTP and click "Proceed" button to open PM-SYM dashboard.
- Here scroll over "Services" section and click "Enrollment" tab.
- Next 3 scheme names will get displayed. Select "Pradhan Mantri Shram Yogi Maandhan Yojana" from list of schemes.
- It will ask whether you are registered on e-shram or not. Only those candidates who are already registered on e-shram can apply online for PMSYM scheme. So, select "Yes" option.
- Subsequently, PM Shram Yogi Mandhan Yojana apply online form 2026 for subscribers will open.
- Fill in personal details, bank details and all the other asked details accurately.
- Double check the entered details and finally submit PM Shram Yogi Mandhan Yojana online registration form.
- After submission, you'll get a confirmation/acknowledgement. Save or note down this reference number for future use.
PM SYM Registration at Common Service Centers (CSCs)
Those who do not want to apply online can visit a nearby Common Service Centre to complete the registration. CSC agents can help you in filling the PM Shram Yogi Mandhan Yojana form through online mode. For this, Aadhaar card, bank passbook, active mobile number etc would be required. The CSC agents will enter your details, complete self-certification, and set up auto-debit for contributions on your behalf.
So, just locate your nearest CSC and enroll yourself as beneficiary under Pradhan Mantri Shram Yogi Maandhan Yojana.
Eligibility Criteria for PM Shram Yogi Mandhan Yojana
In order to become eligible for PM Shram Yogi Maandhan Yojana, the applicant must meet the following conditions:-- Applicant should be employed in the unorganised sector.
- The age of the applicant should be between 18 and 40 years.
- Monthly income of the applicant should not exceed ₹15,000.
- The applicant should not be an income tax payer.
- Applicant should not be enrolled in EPF, ESIC, NPS, or any other pension scheme.
- Aadhaar card and an active bank account are mandatory.
Documents Required for PM Shram Yogi Maandhan Yojana
You should have the following when you apply (either online or at a Common Service Centre (CSC)):- Aadhaar card (linked to your mobile number)
- Savings Bank Account / Jan Dhan account (linked with aadhaar)
- Mobile Number (active and aadhar linked)
- Auto-Debit Mandate Form/Consent to allow monthly contributions to be deducted automatically
- IFSC code and bank passbook
- Nominee details (name, relation, etc.)
- Passport size photograph (may be required at some CSCs)
- (Optional) Income/self-declaration proof (self-certification of eligibility like income ≤ ₹15,000 and unorganised work status in some cases)
Contribution Chart for PM Shram Yogi Mandhan Yojana
| Entry Age (A) | Superannuation Age(B) | Member's Monthly Contribution(Rs)(C) |
|---|---|---|
| 18 | 60 | 55 |
| 19 | 60 | 58 |
| 20 | 60 | 61 |
| 21 | 60 | 64 |
| 22 | 60 | 68 |
| 23 | 60 | 72 |
| 24 | 60 | 76 |
| 25 | 60 | 80 |
| 26 | 60 | 85 |
| 27 | 60 | 90 |
| 28 | 60 | 95 |
| 29 | 60 | 100 |
| 30 | 60 | 105 |
| 31 | 60 | 110 |
| 32 | 60 | 120 |
| 33 | 60 | 130 |
| 34 | 60 | 140 |
| 35 | 60 | 150 |
| 36 | 60 | 160 |
| 37 | 60 | 170 |
| 38 | 60 | 180 |
| 39 | 60 | 190 |
| 40 | 60 | 200 |
For more details, visit the official website maandhan.in
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