The initiative is implemented by the Uttar Pradesh Khadi and Village Industries Board, which works to strengthen cottage industries and generate employment opportunities in villages.
Interested individuals can apply online through the official portal mmgrykhadi.upsdc.gov.in. The portal also provides facilities such as registration, login, and application status tracking. In this article, you will learn about the objectives, eligibility, loan amount, application process, status check, and other important details of the scheme.
Mukhyamantri Gramodyog Rojgar Yojana UP - Overview
| Scheme Name | Mukhyamantri Gramodyog Rojgar Yojana |
| Launched By | Government of Uttar Pradesh |
| Implementing Department | Uttar Pradesh Khadi and Village Industries Board |
| Objective | Promote rural entrepreneurship and self-employment |
| Beneficiaries | Rural youth, artisans, and entrepreneurs |
| Maximum Loan | Up to ₹10 lakh |
| Interest Subsidy | Provided by the state government |
| Application Mode | Online |
| Official Website | mmgrykhadi.upsdc.gov.in |
Mukhyamantri Gramodyog Rojgar Yojana in UP Budget 2026-27
In the UP Budget 2026-27, the state government set a target under the scheme to establish 800 new village industry units.Through bank loans worth approximately ₹40 crore, the government aims to create employment opportunities for around 16,000 people in rural areas. This initiative is expected to strengthen local industries and reduce migration from villages to cities.
Objective of Mukhyamantri Gramodyog Rojgar Yojana
The main purpose of the scheme is to address unemployment in rural areas and encourage people to start their own enterprises.Key objectives include:
- Creating employment opportunities in rural areas
- Encouraging youth to start small businesses
- Promoting village and cottage industries
- Reducing migration of rural youth to urban areas
- Supporting traditional artisans and local production
Coverage Area of the Scheme
The scheme is implemented in rural areas defined under the Uttar Pradesh Panchayat Raj Act. The definition of rural areas may also follow guidelines issued by institutions such as the Khadi and Village Industries Commission and the Reserve Bank of India.Only enterprises established in rural regions of Uttar Pradesh are eligible for benefits under the scheme.
Eligible Entrepreneurs
The scheme mainly benefits unemployed youth and rural entrepreneurs. Preference is given to the following applicants:- Youth who have completed technical training from ITI or polytechnic institutes
- Educated unemployed individuals who are no longer eligible for government jobs due to age limits
- Candidates trained under government skill development programs
- Traditional artisans and craftsmen
- Women interested in starting self-employment ventures
- Students who studied village industries under vocational education (10+2)
- Individuals registered at district employment exchange offices
Selection of Beneficiaries
Beneficiaries are selected by committees formed by the government or the Uttar Pradesh Khadi and Village Industries Board.At the district level, the selection committee may include officials such as:
Applicants must contribute a small share of the project cost:
The remaining amount is financed through bank loans supported by government interest subsidy.
However, loans up to ₹10 lakh are generally collateral-free, making it easier for entrepreneurs to obtain financing.
Step-by-Step Application Process
Step 1: Visit the official portal https://mmgrykhadi.upsdc.gov.in/
Step 2: On the homepage, click "ऑनलाइन आवेदन के लिए यहाँ क्लिक करें" or directly click https://mmgrykhadi.upsdc.gov.in/Applicant/Registration.aspx
- District Magistrate
- Chief Development Officer
- Sub-Divisional Magistrate
Selection Criteria
Applicants must meet certain conditions to qualify under the scheme:- Minimum age should be 18 years and maximum age 50 years
- Up to 50% beneficiaries may belong to reserved categories such as SC, ST, and OBC
- Projects should utilize locally available raw materials
- Priority is given to industries producing daily-use goods for local communities
Loan Limit under Mukhyamantri Gramodyog Rojgar Yojana
Under the scheme, entrepreneurs can obtain bank loans up to ₹10 lakh for setting up village industries. The loan may include both term loan and working capital.Applicants must contribute a small share of the project cost:
| Category | Self Contribution |
| General Category | 10% of project cost |
| SC/ST/Women/Minority/Divyang/Ex-Servicemen | 5% of project cost |
Collateral and Margin Money Rules
Collateral security, margin money, and guarantee conditions are applied according to guidelines issued by the Reserve Bank of India.However, loans up to ₹10 lakh are generally collateral-free, making it easier for entrepreneurs to obtain financing.
Refinance Support for Banks
Banks providing loans under the scheme may receive refinance assistance from financial institutions such as:- National Bank for Agriculture and Rural Development (NABARD)
- Small Industries Development Bank of India (SIDBI)
Industries Covered under the Scheme
Entrepreneurs can start various village industries approved by the Khadi and Village Industries Commission. Examples include:- Food processing units
- Handicrafts and cottage industries
- Textile and khadi production
- Woodwork and furniture manufacturing
- Rural service businesses
Mukhyamantri Gramodyog Rojgar Yojana Apply Online
Applicants can apply online through the official portal by following these steps.Step-by-Step Application Process
Step 1: Visit the official portal https://mmgrykhadi.upsdc.gov.in/
Step 2: On the homepage, click "ऑनलाइन आवेदन के लिए यहाँ क्लिक करें" or directly click https://mmgrykhadi.upsdc.gov.in/Applicant/Registration.aspx
Step 3: The registration form will appear.
Step 4: Enter the required details such as:
Aadhaar number
Aadhaar number
Applicant name
Mobile number
Consent declaration
Step 5: Click Register to complete the registration.
Step 6: After registration, log in using the Already Registered option or directly click Login link: https://mmgrykhadi.upsdc.gov.in/Applicant/Login.aspx
Consent declaration
Step 5: Click Register to complete the registration.
Step 6: After registration, log in using the Already Registered option or directly click Login link: https://mmgrykhadi.upsdc.gov.in/Applicant/Login.aspx
Mukhyamantri Gramodyog Rojgar Yojana Application Status
Applicants can track their application status online.Steps to Check Status
- Visit the official website https://mmgrykhadi.upsdc.gov.in/
- Click "आवेदन स्थिति देखें" on the homepage or directly click https://mmgrykhadi.upsdc.gov.in/ApplicationStatus.aspx
- Enter your Application ID.
- Click "View Application Status".
Important Links
| Service | Link |
| Official Portal | https://mmgrykhadi.upsdc.gov.in/ |
| Registration Page | https://mmgrykhadi.upsdc.gov.in/Applicant/Registration.aspx |
| Login Page | https://mmgrykhadi.upsdc.gov.in/Applicant/Login.aspx |
| Application Status | https://mmgrykhadi.upsdc.gov.in/ApplicationStatus.aspx |
| Instructions PDF | https://mmgrykhadi.upsdc.gov.in/download/MMGRY_Gen_Instructions.pdf |
| Eligible Works List | https://upkvib.gov.in/Kvib/MediaGallery/ANNEXURE-D-H.pdf |
| Department Website | https://upkvib.gov.in/ |
Frequently Asked Questions (FAQs)
Q1. What is Mukhyamantri Gramodyog Rojgar Yojana?It is a self-employment scheme of the Uttar Pradesh government that provides bank loans and interest subsidy to rural entrepreneurs for starting village industries.
Q2. What is the maximum loan amount under the scheme?
Entrepreneurs can receive bank loans up to ₹10 lakh.
Q3. Who can apply for the scheme?
Unemployed youth, artisans, women, and rural entrepreneurs living in Uttar Pradesh can apply.
Q4. How can I apply for Mukhyamantri Gramodyog Rojgar Yojana?
You can apply online through the official website mmgrykhadi.upsdc.gov.in.
Q5. How do I check my application status?
You can check the status by entering your Application ID on the official portal.
With the help of the online portal, applicants can easily register, apply for the scheme, and track their application status. The program plays an important role in encouraging rural entrepreneurship and supporting the growth of village industries in the state.
You can check the status by entering your Application ID on the official portal.
Conclusion
The Mukhyamantri Gramodyog Rojgar Yojana is a significant initiative by the Uttar Pradesh government to promote self-employment and strengthen rural industries. By offering financial assistance and interest subsidies, the scheme enables entrepreneurs to establish small businesses and create employment opportunities within villages.With the help of the online portal, applicants can easily register, apply for the scheme, and track their application status. The program plays an important role in encouraging rural entrepreneurship and supporting the growth of village industries in the state.
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