Atal Pension Yojana (APY): Apply Online, Chart, Statement, Form PDF & Complete Guide 2026

The Atal Pension Yojana (APY) is one of the most popular social security schemes launched by the Government of India to ensure financial stability after retirement. It is especially beneficial for workers in the unorganized sector who do not have access to formal pension systems.

In this article, you will find complete details about how to apply for Atal Pension Yojana (APY), check the contribution chart, download forms, and view your account statement.

Atal Pension Yojana (APY) - Overview Table

Particulars	Details
Scheme Name	Atal Pension Yojana (APY)
Launched On	9 May 2015
Launched By	Government of India
Regulator	Pension Fund Regulator and Development Authority (PFRDA)
Eligibility Age	18 to 40 years
Pension Amount	₹1,000 to ₹5,000 per month
Contribution Period	Minimum 20 years
Mode of Contribution	Monthly / Quarterly / Half-Yearly
Account Type	Savings Bank Account
Official Portal	https://jansuraksha.gov.in/

Latest Update (April 2026)

The Atal Pension Yojana (APY) has achieved a historic milestone of 9 crore total enrolments as of 21 April 2026.

• Over 1.35 crore new subscribers joined in FY 2025-26
• Highest-ever annual enrolments since launch
• Scheme continues to expand across all states

The scheme is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).

What is Atal Pension Yojana (APY)?

Launched on 9 May 2015, APY is a voluntary contributory pension scheme that provides a guaranteed monthly pension between ₹1,000 and ₹5,000 after the age of 60.

Key Benefits:

• Guaranteed pension after retirement
• Same pension for spouse after subscriber’s death
• Corpus returned to nominee after both pass away
• Government-backed security

Who Can Join APY?

You can open an Atal Pension Yojana account if:

• Age is between 18 to 40 years
• You are an Indian citizen
• You are not an income tax payer
• You have a bank account linked with Aadhaar

Atal Pension Yojana Form PDF Download

You can download the Atal Pension Yojana Form PDF in multiple languages:

Language/Type	Download
English	Atal Pension Yojana Form PDF (English)
Post Office	APY Form (Post Office Account)
Hindi	Download Hindi Form
Gujarati	Gujarati Application Form
Marathi	Form PDF - Marathi
Kannada	Kannada Form
Tamil	Tamil Application Form
Telugu	Telugu Form PDF
Odia	Form PDF - Odia
Bangla	Download Bangla Form

All forms: https://jansuraksha.gov.in/Forms-APY.aspx

Atal Pension Yojana Chart (Age Wise Contribution)

The Atal Pension Yojana Chart Age Wise shows contribution based on entry age.

Download APY Chart PDF: https://jansuraksha.gov.in/Files/APY/ENGLISH/APY.pdf

Pension vs Corpus:

• ₹1,000 → ₹1.7 lakh
• ₹2,000 → ₹3.4 lakh
• ₹3,000 → ₹5.1 lakh
• ₹4,000 → ₹6.8 lakh
• ₹5,000 → ₹8.5 lakh

Atal Pension Yojana Apply Online

Apply easily through the APY Online Registration link:
https://enps.nps-proteantech.in/eNPS/ApySubRegistration.html

Steps:

• Visit APY official website
• Hover on the "Atal Pension Yojana (APY)" tab and click "APY Registration"

• Select bank and enter related account details
• Complete KYC
• Choose pension plan
• Submit form

Atal Pension Yojana Statement (e-PRAN)

Check your Atal Pension Yojana Statement here:
https://apy.nps-proteantech.in/CRAlite/EPranAPYOnloadAction.do

You can:

• View with PRAN
• View without PRAN
• Check transaction history

Salient Features

• Guaranteed pension
• Flexible contributions
• Auto-debit facility
• Tax benefits
• Family security

FAQs on Atal Pension Yojana (APY)

Q1. What is Atal Pension Yojana (APY)?
It is a government-backed pension scheme that provides guaranteed monthly income after retirement.

Q2. How to apply for Atal Pension Yojana online?
You can apply through the official portal:
https://enps.nps-proteantech.in/eNPS/ApySubRegistration.html

Q3. How to download Atal Pension Yojana form PDF?
You can download the atal pension yojana form pdf download from:
https://jansuraksha.gov.in/Forms-APY.aspx

Q4. How to check Atal Pension Yojana statement?
Visit: https://apy.nps-proteantech.in/CRAlite/EPranAPYOnloadAction.do

Q5. What is Atal Pension Yojana chart age wise?
It is a contribution table that shows how much you need to pay based on your age and desired pension.

Q6. What is the minimum and maximum pension under APY?
Minimum ₹1,000 and maximum ₹5,000 per month.

Q7. Can I exit Atal Pension Yojana before 60?
Premature exit is generally not allowed except in special cases like death or serious illness.

Q8. Who is not eligible for APY?
Income tax payers are not eligible to join the scheme.

Conclusion

The Atal Pension Yojana (APY) is a reliable and secure pension scheme for long-term financial planning. With easy online application, multiple contribution options, and guaranteed returns, it is a great choice for building a retirement fund.