Under the scheme, eligible applicants can start businesses in industrial, service, and trading sectors with the help of bank loans and subsidy benefits. The initiative is implemented by the Khadi, Cottage and Rural Industries Department and aims to strengthen financial self-reliance in both rural and urban areas of Gujarat.
According to the latest government update released on 7 May 2026, more than 1.42 lakh beneficiaries have received subsidy assistance worth over Rs 1,243 crore under the scheme between 2021 and 2025.
Vajpayee Bankable Yojana Gujarat 2026 Highlights
| Particulars | Details |
| Scheme Name | Shri Vajpayee Bankable Yojana |
| State | Gujarat |
| Department | Khadi, Cottage and Rural Industries Department |
| Objective | Promote self-employment and entrepreneurship |
| Beneficiaries | Unemployed youth, artisans, skilled workers |
| Loan Limit | Up to Rs 25 lakh |
| Subsidy Amount | Up to Rs 5 lakh |
| Age Limit | 18 to 65 years |
| Application Mode | Online |
| Official Portal | Bankable Loan Portal Gujarat |
Latest Update of 7 May 2026
Official data released by the Gujarat Government states that subsidy assistance exceeding Rs 1,243 crore has been distributed to more than 1.42 lakh beneficiaries under the Shri Vajpayee Bankable Yojana from 2021 to 2025.For the financial year 2025-26, subsidy support worth Rs 466 crore has already been provided to 47,462 beneficiaries.
The government has also revised the scheme structure from 2025-26 by increasing the maximum loan limit from Rs 8 lakh to Rs 25 lakh. This enhancement is expected to help entrepreneurs establish larger and more sustainable business ventures.
Objective of the Scheme
The main objective of the Shri Vajpayee Bankable Yojana is to create self-employment opportunities and encourage entrepreneurship among the youth of Gujarat.The scheme focuses on:
- Promoting small businesses
- Supporting first-time entrepreneurs
- Encouraging rural and urban enterprises
- Assisting artisans and skilled workers
- Generating sustainable income opportunities
Eligibility Criteria
Applicants must fulfill the following conditions:- Must be a permanent resident of Gujarat
- Age should be between 18 and 65 years
- Should have passed at least Standard 4 or completed vocational training
- Applicants with business experience are eligible
- Traditional artisan families can also apply
- No income ceiling has been fixed under the scheme
Documents Required
Applicants may need the following documents while applying:- Aadhaar Card
- Residence proof
- Passport-size photograph
- Educational qualification certificate
- Skill training certificate
- Caste certificate (if applicable)
- Disability certificate for Divyang applicants
- Business project report
- Bank account details
Official Portal Links
| Service | Link |
| Official Website | Official Bankable Loan Portal |
| Citizen Registration | Citizen Register Page |
| Citizen Login | Citizen Login Page |
| Application Status Check | Application Status Page |
| Scheme Details in Gujarati | Shri Vajpayee Bankable Yojana Gujarati Details |
How to Register Online for Vajpayee Bankable Yojana
Applicants can complete online registration by following these steps:- Visit the official Bankable Loan Portal Gujarat.
- Click on the Citizen Register option on the homepage.
- Open the Citizen Registration Page.
- Fill in the registration form with personal details.
- Create login credentials.
- Upload the required documents.
- Submit the registration form successfully.
- After registration, applicants can log in and apply for the scheme online.
Vajpayee Bankable Yojana Login Process
Follow these steps to log in to the portal:- Visit the official Bankable Loan Portal homepage.
- Click on Citizen Log In.
- Open the Citizen Login Page.
- Enter User ID and Password.
- Complete captcha verification.
- Click on Login to access the dashboard.
How to Check Application Status
Applicants can track their application status online through the portal.- Visit the Application Status Page.
- Enter the required application details.
- Submit the information.
- The current application status will appear on the screen.
Loan Limit Under Vajpayee Bankable Yojana
Under the revised guidelines effective from 2025-26, applicants can avail financial assistance up to Rs 25 lakh.| Sector | Maximum Loan Amount |
| Industrial Sector | Up to Rs 25 lakh |
| Service Sector | Up to Rs 25 lakh |
| Trading Sector | Up to Rs 25 lakh |
Earlier, the maximum loan limit under the scheme was Rs 8 lakh.
Subsidy Benefits
The Gujarat Government provides subsidy support along with bank loans under the scheme.- General Category - Maximum Subsidy Up to Rs 3.75 lakh
- SC/ST/Divyang Beneficiaries - Maximum Subsidy Up to Rs 5 lakh
Officials stated that subsidy assistance generally ranges between 20% and 40% depending on category and location.
Business Activities Covered Under the Scheme
The scheme supports multiple business sectors such as:- Manufacturing units
- Small industrial projects
- Service-based businesses
- Retail and trading activities
- Cottage industries
- Handicrafts and artisan work
- Rural enterprises
Selection and Approval Process
The general approval process includes:- Online application submission
- Verification of documents
- Bank assessment and loan processing
- Approval of eligible projects
- Subsidy sanction
- Direct transfer of subsidy amount to the beneficiary account
Benefits of Vajpayee Bankable Yojana
Major advantages of the scheme include:- Financial assistance for new businesses
- Government subsidy support
- Promotion of self-employment
- Support for rural and urban entrepreneurs
- Special assistance for SC, ST, and Divyang beneficiaries
- No income limit restriction
- Encouragement for first-time business owners
Frequently Asked Questions (FAQs)
Q1. What is Shri Vajpayee Bankable Yojana?It is a Gujarat Government self-employment scheme that provides bank-linked loans and subsidy assistance to eligible entrepreneurs.
Q2. What is the maximum loan limit under the scheme?
Applicants can avail loans up to Rs 25 lakh under the revised guidelines.
Q3. How much subsidy is available?
General category beneficiaries can receive up to Rs 3.75 lakh, while SC/ST/Divyang beneficiaries can receive up to Rs 5 lakh.
Q4. Who can apply for the scheme?
Residents of Gujarat aged between 18 and 65 years who meet the educational or skill requirements are eligible to apply.
Q5. Is there any income limit under the scheme?
No, the scheme currently does not have any income ceiling for applicants.
Q6. Which sectors are covered under the scheme?
Industrial, service, trading, cottage industry, and small business sectors are covered.
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