UP Shikshak Cashless Chikitsa Card 2026: Apply Online, eKYC, Download & Hospital List

The Uttar Pradesh Government has started the online application process for the UP Shikshak Cashless Chikitsa Card under the Mukhyamantri Shikshak Cashless Chikitsa Yojana. The scheme provides cashless treatment to teachers and other eligible personnel associated with the UP Basic Education Department.

Under the scheme, beneficiaries and their dependent family members can avail cashless healthcare facilities at empanelled government and private hospitals. To receive these benefits, eligible applicants must obtain a Shikshak Cashless Chikitsa Card through the official portal. Applicants looking for details regarding card download, hospital search, and beneficiary services can also refer to the Sects UP Gov In State Health Card article.

Healthcare support remains an important area of Uttar Pradesh Government Schemes, with initiatives such as the Shikshak Cashless Chikitsa Yojana extending cashless treatment benefits to eligible families.

After approval of the application, beneficiaries can complete eKYC and download their card online. The scheme aims to reduce hospitalization expenses and ensure access to quality healthcare services for eligible families.

UP Shikshak Cashless Chikitsa Card 2026 Overview

ParticularsDetails
Scheme NameMukhyamantri Shikshak Cashless Chikitsa Yojana
StateUttar Pradesh
Card NameShikshak Cashless Chikitsa Card
Coverage AmountUp to ₹5 Lakh Per Family Per Year
Treatment FacilityCashless IPD Treatment
BeneficiariesTeachers and Eligible Education Department Personnel
Application & Card Download ModeOnline
Official Portalcmtcts.upsdc.gov.in

How to Apply Online for Shikshak Cashless Chikitsa Card?

Eligible beneficiaries can apply online for the Shikshak Cashless Chikitsa Card by following some simple steps as mentioned here:

Step 1: Open https://cmtcts.upsdc.gov.in/ in browser.
Step 2: Click on the "Apply for Shikshak Cashless Chikitsa Card" button
Step 3: Fill the application form by entering all required information carefully and save the application form.
Step 4: Review the Application displayed on screen
Step 5: If any detail is incorrect, click on "Edit Application" and make the necessary corrections. If all details are correct, proceed further to add dependents. 
Step 6: To include dependent family members, select "Yes" for Add Dependent and click on "Save & Next".
Step 7: Provide details of dependents along with their photograph and Aadhaar information. 
Step 8: Click on "Submit & Print Application" to complete the application process.
Step 9: Take a printout of the submitted application form for future reference.
Step 10: The application is forwarded to the concerned Block Education Officer (BEO) and Basic Shiksha Adhikari (BSA) for verification and approval.

Check UP Teachers Cashless Treatment Scheme Application Status

  • Visit the official portal cmtcts.upsdc.gov.in
  • On the homepage, click on the "Check Application Status" tab present in the main menu.
  • Enter Aadhaar Number, Security Code.
  • Click on the "Submit" button to track UP Shikshak Cashless Chikitsa Card application status.
 

Shikshak Cashless Chikitsa Card eKYC and Download Process

Here is the complete process for eKYC and Downloading the Card of Shikshak Cashless Chikitsa Yojana:-
  • Once Application Approved on CMTCTS portal by BEO and BSA, you will get SMS: Your Application For Cashless Chikitsa Card has been approved. 
  • Visit cmtcts.upsdc.gov.in/PrintCard.aspx 
  • Click on the "Complete e-KYC and Download Your Card" tab
    • Verify mobile number with OTP
    • Search Record by entering State, Scheme Name, District & Regid
    • Complete eKYC using Aadhar OTP
    • Download & Print your "State Health Card" specifically designed for teachers and other eligible personnel.
Use this card for cashless treatment in private / public empanelled hospitals under Ayushman Bharat.

UP Shikshak Cashless Chikitsa Hospital List

Beneficiaries can avail treatment only at empanelled hospitals associated with the UP Teachers Cashless Treatment Scheme.

To search empanelled hospitals, visit the National Health Authority hospital search portal at https://hem.nha.gov.in/search

The portal allows users to search hospitals by state, district, specialty and hospital name. Beneficiaries are advised to verify hospital empanelment before seeking treatment under the scheme.

What is Shikshak Cashless Chikitsa Yojana?

Mukhyamantri Shikshak Cashless Chikitsa Yojana is a healthcare scheme launched by the Uttar Pradesh Government to provide cashless treatment facilities to eligible teachers and education department personnel. The scheme covers hospitalization expenses in empanelled government and private hospitals and provides annual coverage of up to ₹5 lakh per beneficiary family.

A valid Shikshak Cashless Chikitsa Card is mandatory for availing benefits under the scheme.

Benefits of UP Shikshak Cashless Chikitsa Yojana

The scheme provides several benefits to eligible beneficiaries:
  • Cashless treatment facility in empanelled hospitals.
  • Medical coverage up to ₹5 lakh per family per year.
  • Treatment available in both government and private hospitals.
  • Coverage for eligible dependent family members.
  • Reduced financial burden during serious illnesses and hospitalization.
  • Simple and transparent treatment process through digital verification.

Objectives of the UP Teachers Cashless Treatment Scheme

The key objectives of the scheme are:
  • To provide quality healthcare services to beneficiaries and their dependents.
  • To ensure timely treatment during serious medical conditions.
  • To reduce out-of-pocket medical expenses.
  • To simplify healthcare access through a cashless system.
  • To improve health security for teachers and education department personnel.

Eligibility Criteria

The following categories are eligible under the scheme:
  • Teachers working in schools under the Basic Education Department.
  • Teachers of recognized aided schools under the Basic Education Department.
  • Teachers of recognized self-financed schools under the Basic Education Department.
  • Shiksha Mitras under the Basic Education Department.
  • Instructors (Anudeshak) under the Basic Education Department.
  • Special Teachers (CWSN) under the Basic Education Department.
  • Full-time teachers of Kasturba Gandhi Balika Vidyalayas.
  • Part-time teachers of Kasturba Gandhi Balika Vidyalayas.
  • Wardens of Kasturba Gandhi Balika Vidyalayas.
  • Cooks working under the PM Poshan Scheme.
Eligible dependent family members of the above beneficiaries (as per government rules) are also eligible.

Documents Required

Applicants should keep the following documents and information ready:
  • Aadhaar Card
  • Aadhaar-linked Mobile Number
  • Passport Size Photograph
  • Service Details
  • Dependent Family Member Details
  • Aadhaar Details of Dependents

How to Use Shikshak Cashless Chikitsa Card?

After downloading the card, beneficiaries can use it to avail cashless treatment at empanelled government and private hospitals.

At the time of treatment, the beneficiary must present the Shikshak Cashless Chikitsa Card for identification and verification. Once eligibility is confirmed, treatment can be provided under the cashless facility according to the scheme guidelines.

Frequently Asked Questions (FAQs)

Q1. What is Shikshak Cashless Chikitsa Card?
Shikshak Cashless Chikitsa Card is a beneficiary identification card issued under the Mukhyamantri Shikshak Cashless Chikitsa Yojana for availing cashless treatment benefits.

Q2. Is Mukhyamantri Shikshak Cashless Chikitsa Yojana a state specific scheme or PAN India scheme?
It is only applicable for UP state. All the beneficiaries would be from Uttar Pradesh only.
  
Q3. How much coverage is available under the scheme?
Each eligible beneficiary family can avail cashless treatment benefits of up to ₹5 lakh per year.

Q4. Who can apply for Shikshak Cashless Chikitsa Card?
Teachers, Shiksha Mitras, instructors, special teachers for children with special needs, KGBV staff, PM Poshan cooks and their eligible dependent family members can avail benefits under the scheme.

Q5. Is Aadhaar eKYC mandatory?
Yes. Aadhaar OTP verification is required before downloading the Shikshak Cashless Chikitsa Card.

Q6. Who approves the application?
Applications are verified and approved by the concerned Block Education Officer (BEO) and Basic Shiksha Adhikari (BSA).

Q7. Can treatment be taken in private hospitals?
Yes. Beneficiaries can avail treatment in empanelled private hospitals as well as government medical institutions.

Q8. Is the card mandatory for receiving benefits?
Yes. Beneficiaries must possess a valid Shikshak Cashless Chikitsa Card to receive treatment benefits under the scheme.

Conclusion

The Mukhyamantri Shikshak Cashless Chikitsa Yojana is an important healthcare initiative aimed at providing financial protection and quality medical treatment to teachers and other eligible education department personnel in Uttar Pradesh. Through the Shikshak Cashless Chikitsa Card, beneficiaries and their dependent family members can avail cashless treatment at empanelled hospitals with annual coverage of up to ₹5 lakh.

Eligible applicants can apply online through the CMTCTS portal, complete Aadhaar-based eKYC after approval, and download their card online. Before seeking treatment, beneficiaries should check the empanelled hospital list to ensure hassle-free access to healthcare services under the scheme.

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