Mukhyamantri Rojgar Srijan Yojana Jharkhand 2026

The Jharkhand Government has started the online application process for Mukhyamantri Rojgar Srijan Yojana (MRSY) for the year 2026 at cmegp.jharkhand.gov.in. Also known as the Chief Minister Employment Generation Programme (CMEGP), this state-run scheme aims to boost entrepreneurship and reduce unemployment by providing financial assistance to eligible youth who want to start their own businesses.

Under the scheme, beneficiaries from ST, SC, BC, Minority, and Divyang categories can avail loans at competitive interest rates along with attractive subsidies. The financial support is strictly provided for income-generating activities in the manufacturing, service, and trading sectors, ensuring sustainable self-employment rather than meeting personal or consumption needs.

If you are planning to apply online for Mukhyamantri Rojgar Srijan Yojana for the current financial year, it is important to know the eligibility criteria, required documents, benefits, and the step-by-step registration process. This article provides a complete guide to help you successfully apply and take advantage of the scheme.

What is CMEGP Jharkhand Scheme

Name of the Scheme	Mukhyamantri Rojgar Srijan Yojana (MRSY) or Chief Minister Employment Generation Programme (CMEGP)
State	Jharkhand
Launch Date	13 February 2021
Announced By	CM Hemant Soren
Purpose	To provide loan and loan subsidy at competitive rates to youths belonging to ST, SC, BC, Minority, and Divyang category to promote self-employment
Official Website	cmegp.jharkhand.gov.in
Loan Amount	Rs. 50,000 to Rs. 25 lakh
Margin Money (Beneficiary Contribution)	Nil for loans up to Rs. 50,000 and 10% for loans between Rs. 50,001 to Rs. 25 lakh
Term Loan	100% for loans up to Rs. 50,000 and 90% for loans between Rs. 50,001 to Rs. 25 lakh
Loan Subsidy	40% of the loan amount

Mukhyamantri Rojgar Srijan Yojana Benefits

Eligible beneficiaries can avail:

Bank loans for setting up new enterprises
Margin money subsidy provided by the state government
Financial assistance for projects in manufacturing, service, and trading sectors
Support for first-time entrepreneurs

The subsidy amount generally depends on the applicant's category and project cost as per government norms.

Eligibility Criteria

To apply for Mukhyamantri Rojgar Srijan Yojana for the current year 2026, applicants must fulfill the following conditions:

Applicant age must be between 18 and 50 years.
The applicant should be a permanent resident of Jharkhand state.
Applicant must belong to ST, SC, BC, Minority, and Divyang category.
The annual family income of the applicant in rural and urban areas should not exceed Rs. 5 Lakh
Applicant should not be in government/semi government service.
The applicant must be unemployed and willing to start a self-enterprise
Applicant should not have availed the benefit of loan subsidy from any government / semi-govt institutions in the past and must not be a defaulter of any bank or financial institution.

Required Documents

Residence Certificate
Caste Certificate
Income Certificate
Aadhaar Card and PAN Card of the applicant
Bank Passbook (First page)
Project Proposal for loans above Rs. 50,000 (except vehicle loans)
Due Diligence Report for business loans above Rs. 10 lakh
Recent photograph of the applicant
Disability Certificate showing at least 40% disability (for differently abled applicants only).
Training Certificate (if any)
Guarantor Certificate with signature for loans above Rs. 50,000 (except vehicle loans)
Aadhaar Card and PAN Card of the guarantor
Salary slip or IT return copy of the guarantor

Note - For the loans up to Rs. 50,000, guarantor is not required but for loans exceeding Rs. 50,000, one guarantor is required.

How to Apply Online for Mukhyamantri Rojgar Srijan Yojana

First of all, go to the Mukhyamantri Rojgaar Srijan Yojana official website https://cmegp.jharkhand.gov.in/
At the homepage, click at "Apply Online" link present in the main menu.
Accordingly, the page to make CMEGP Jharkhand Registration will appear as shown below:-

On the opened page, click at "Registration" tab.
Then the Jharkhand Mukhyamantri Rojgar Srijan Yojana online apply form will be displayed on your screen.

Enter Aadhaar card number, applicant's name, gender, category, date of birth, district name, mobile number, email ID and click at "Submit" button to complete CMEGP Jharkhand registration process through online mode.

If you want to apply offline for MRSY in 2026, then download the CMEGP Form, fill it manually and submit it to the concerned authorities for approval.

Loan & Subsidy Amount under CMEGP Jharkhand Scheme

Loan Amount	Subsidy (40%)
Up to Rs. 50,000	Rs. 20,000
Rs. 50,001 to Rs. 2,50,000	Rs. 20,000 to Rs. 1,00,000
Rs. 2,50,001 to Rs. 5,00,000	Rs. 1,00,000 to Rs. 2,00,000
Rs. 5,00,001 to Rs. 10,00,000	Rs. 2,00,000 to Rs. 4,00,000
Rs. 10,00,001 to Rs. 25,00,000	Rs. 4,00,000 to Rs. 5,00,000

Interest Rates on MRSY Loans

The applicable rate of interest for loan is 6% per annum. Interest is charged at six percent per annum on the effective loan amount after adjusting the subsidy and beneficiary contribution.

Conclusion

Mukhyamantri Rojgar Srijan Yojana is a significant step toward empowering youth and promoting self-reliance in Jharkhand. By providing financial assistance and subsidies in the year 2026, the scheme helps aspiring entrepreneurs turn their business ideas into reality.

If you meet the eligibility criteria, follow the online application process carefully and take advantage of this opportunity to start your own venture under CMEGP.