PMFBY is a crop insurance scheme that supports farmers facing losses due to natural calamities, pest attacks, or crop diseases. The online portal provides detailed information about insured farmers, total insured area, and crop-wise coverage across the country.
Compensation for approved claims is transferred directly to beneficiaries through Direct Benefit Transfer (DBT). In this article, you will learn how to check your name in the beneficiary list, track your application, and claim insurance benefits under the scheme.
PMFBY Scheme is included under India Central Government Schemes focused on providing financial protection and risk coverage for farmers.
Claims that are not reported within this period are not eligible for compensation. If the claim is submitted on time and verified, the insurance company covers the loss, ensuring the farmer receives the benefit.
Additionally, the government has launched the Krishi Rakshak Portal and a helpline number 14447 to make crop loss intimation easier and more accessible for farmers.
PMFBY 2026 - Key Highlights
| Name of the Scheme | Pradhan Mantri Fasal Bima Yojana |
| Launch Date | 18 February 2016 |
| Launched by | PM Narendra Modi |
| Purpose | To provide crop insurance to farmers against losses due to natural calamities, pests and diseases |
| Eligibility | All farmers (loanee, tenant, or non-loanee) growing notified crops in notified areas |
| Crops Covered | Food crops (cereals, pulses), Oilseeds, Commercial/Horticultural crops |
| Seasons | Kharif, Rabi, and annual crops |
| Insurance Premium | Farmers pay: 2% of sum insured for Kharif crops, 1.5% for Rabi crops, and 5% for commercial/horticultural crops (rest subsidized by central and state govt.) |
| Claim Settlement | Compensation transferred directly to farmer's bank account via DBT |
| Reporting Crop Loss | Must be reported to insurance company within 72 hours of incident |
| Village / District Wise List | Available online on the PMFBY portal and Open Government Data (OGD) platform for tracking insured farmers |
| Helpline / Support | Krishi Rakshak Portal and Helpline Number: 14447 |
| Official Website | https://pmfby.gov.in/ |
How to Check PMFBY Status by Aadhar Card
Farmers who have completed the PMFBY registration and paid their insurance premium can now track their application status online. Policy ID / Receipt Number is used to check their PMFBY policy status. Here is the step-by-step process to track PMFBY status:
- First of all, visit the official PMFBY portal at https://pmfby.gov.in/
- At the homepage, click at the "Application Status - Know Your Application Status on every Step" tab.
- Accordingly, the PMFBY status checking page will appear as shown below:-
- Here farmers can enter their Policy ID, captcha code and then click at the "Check Status" button to check PMFBY status by aadhar card online.
How to Check PMFBY Village / District Wise List 2026
The Union Government releases the Pradhan Mantri Fasal Bima Yojana (PMFBY) list periodically. This list contains farmers from different villages within a district, which is why it is often referred to as the PMFBY village list or PMFBY district-wise list.All applicants whose PMFBY applications are approved by the respective insurance company are included in the PMFBY List 2026. Once approved, the insurance company provides the farmer with a hard copy of the policy, which includes
- Name and personal details (as per Aadhaar),
- Policy ID / receipt number,
- Sum insured and PMFBY premium paid,
- Policy start date and other relevant information.
Farmers can also check the village-wise or district-wise list, application status, and insurance coverage online through the following platforms:-
- PMFBY Official Portal - Coverage Dashboard: Follow these steps to check village or district-level data:-
- Visit the official PMFBY website at https://pmfby.gov.in/
- Click on Dashboard from the homepage menu,
- Select Coverage Dashboard link or directly click https://pmfby.gov.in/adminStatistics/dashboard where you can see state, district and village-wise data.
- The PMFBY Official Portal - Admin Statistics provides, by year and state, the number of districts covered, insured area and total beneficiaries.
- Data.gov.in - PMFBY Datasets: https://www.data.gov.in/keywords/pmfby Features detailed datasets such as district-wise farmer applications for specific states (e.g., Uttar Pradesh) and years, often available as PDF/CSV files.
- State-Specific Notifications: The Circulars section of the PMFBY portal contains PDF notifications for specific states (e.g., Madhya Pradesh, Maharashtra) that detail village-level / district-level implementation and crop coverage.
- Insurance Company Websites: Companies like United India Insurance Company (UIIC) host, in some cases, district-wise claim lists for Kharif or Rabi seasons.
To find a specific district list, visit the OGD platform and search for "District-wise Details of Farmer Applications" along with the relevant state and year.
Crop Loss Coverage under Pradhan Mantri Fasal Bima Yojana
In PMFBY, farmers gets insurance coverage against risks associated with the crop loss. In the event of crop getting damaged, compensation is provided. Here is the list of several risks covered under PM Fasal Bima Yojana which ultimately leads to crop loss:-- Yield Losses: Standing crops damaged by fire, storms, floods, drought, pests, etc.
- Prevented Sowing: Up to 25% of sum insured if adverse weather prevents planting.
- Post-Harvest Losses: Losses within 14 days after harvest due to specific perils.
- Localized Calamities: Hailstorms, landslides, or inundation affecting individual farms.
How PMFBY Crop Loss Claims Work?
Under the Pradhan Mantri Fasal Bima Yojana (PMFBY), farmers must report crop loss claims individually. If crops are damaged due to natural calamities or other reasons, the insurance company must be notified within 72 hours of the incident.
Claims that are not reported within this period are not eligible for compensation. If the claim is submitted on time and verified, the insurance company covers the loss, ensuring the farmer receives the benefit.
Conclusion
In this article, we have explained the complete process to check the PMFBY village and district-wise list and application status. If you have already enrolled in the PMFBY scheme, you can file a claim by reporting crop loss through the official portal pmfby.gov.in or via the mobile app.
Additionally, the government has launched the Krishi Rakshak Portal and a helpline number 14447 to make crop loss intimation easier and more accessible for farmers.
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