Under PM Suraksha Bima Yojana, eligible bank account holders can get accidental insurance coverage of up to ₹2 lakh by paying only ₹20 per year. The scheme is available through participating banks and post offices across India.
People searching for PM Suraksha Bima Yojana form PDF, PMSBY application form download, premium amount, eligibility criteria, claim form PDF, and insurance benefits can check the complete details below.
Applicants looking for Pradhan Mantri Suraksha Bima Yojana form PDF can download the official PMSBY application and claim forms through the Jan Suraksha portal links provided in this article.
According to Finance Ministry data, PMSBY enrolments have crossed 58 crore subscribers as of April 2026. The scheme has helped provide affordable accident insurance coverage to crores of citizens, especially people from economically weaker and underserved sections.
Government figures also show that accident insurance claims worth around ₹3,660 crore have been settled under PMSBY, benefiting more than 1.84 lakh families since the scheme started.
As of April 2026:
The scheme was introduced to provide affordable accidental insurance coverage to citizens through banks and post offices. Since launch, PMSBY has become one of the most widely used accident insurance schemes in the country.
Applicants looking for Pradhan Mantri Suraksha Bima Yojana form PDF can download the official PMSBY application and claim forms through the Jan Suraksha portal links provided in this article.
PM Suraksha Bima Yojana (PMSBY) Overview
| Particular | Details |
| Scheme Name | Pradhan Mantri Suraksha Bima Yojana (PMSBY) |
| Scheme Type | Accidental Insurance Scheme |
| Launch Date | 9 May 2015 |
| Insurance Coverage | Up to ₹2 lakh |
| Premium Amount | ₹20 per year |
| Eligible Age | 18 to 70 years |
| Policy Period | 1 June to 31 May |
| Renewal Mode | Auto-debit from bank account |
| Beneficiaries | Bank / Post Office account holders |
| Official Website | https://jansuraksha.gov.in |
PMSBY Latest Update 2026
More than 11 years after its launch, Pradhan Mantri Suraksha Bima Yojana has become one of India’s largest social security insurance schemes.According to Finance Ministry data, PMSBY enrolments have crossed 58 crore subscribers as of April 2026. The scheme has helped provide affordable accident insurance coverage to crores of citizens, especially people from economically weaker and underserved sections.
Government figures also show that accident insurance claims worth around ₹3,660 crore have been settled under PMSBY, benefiting more than 1.84 lakh families since the scheme started.
As of April 2026:
- Female PMSBY enrolments crossed 27.45 crore
- PMJDY-linked subscribers crossed 19.30 crore
- Insurance cover remains up to ₹2 lakh
- Annual premium continues at only ₹20
PM Suraksha Bima Yojana Launch Date
Pradhan Mantri Suraksha Bima Yojana was officially launched on 9 May 2015 as part of the Central Government's Jan Suraksha initiatives.The scheme was introduced to provide affordable accidental insurance coverage to citizens through banks and post offices. Since launch, PMSBY has become one of the most widely used accident insurance schemes in the country.
PM Suraksha Bima Yojana Form PDF Download
Applicants can download the PMSBY application form PDF online through the Jan Suraksha official portal.How to Download PMSBY Application Form PDF
- Visit the Jan Suraksha portal: https://jansuraksha.gov.in/Default.aspx
- Open the Forms section: https://jansuraksha.gov.in/Forms.aspx
- Click on Pradhan Mantri Suraksha Bima Yojana (PMSBY) or directly visit: https://jansuraksha.gov.in/Forms-PMSBY.aspx
- Open the Application Forms section.
- Select your preferred language.
- Download the form PDF, print it, fill in the required details, and submit it to the bank or post office.
PMSBY Application Form PDF Download Links
Here are the links to download Pradhan Mantri Suraksha Bima Yojana Application Form PDF in different languages.- English: https://jansuraksha.gov.in/Files/PMSBY/English/ApplicationForm.pdf
- Hindi: https://jansuraksha.gov.in/Files/PMSBY/Hindi/ApplicationForm.pdf
- Bangla: https://jansuraksha.gov.in/Files/PMSBY/Bangla/ApplicationForm.pdf
- Gujarati: https://jansuraksha.gov.in/Files/PMSBY/Gujarati/ApplicationForm.pdf
- Kannada: https://jansuraksha.gov.in/Files/PMSBY/Kannada/ApplicationForm.pdf
- Punjabi: https://jansuraksha.gov.in/Files/PMSBY/Punjabi/ApplicationForm.pdf
- Telugu: https://jansuraksha.gov.in/Files/PMSBY/Telugu/ApplicationForm.pdf
PMSBY Claim Form PDF Download
Subscribers or nominees can download the PMSBY claim form PDF online to file accidental insurance claims under the scheme.How to Download PMSBY Claim Form PDF
- Visit the Jan Suraksha website: https://jansuraksha.gov.in/Default.aspx
- Open the forms page: https://jansuraksha.gov.in/Forms.aspx
- Click on Pradhan Mantri Suraksha Bima Yojana.
- Open the Claim Forms section.
- Select your preferred language.
- Download the claim form PDF and submit it with supporting documents.
PMSBY Claim Form PDF Links
Here are the direct links to download PM Suraksha Bima Yojana Claim Form PDF in different languages.- English: https://jansuraksha.gov.in/Files/PMSBY/English/ClaimForm.pdf
- Hindi: https://jansuraksha.gov.in/Files/PMSBY/Hindi/ClaimForm.pdf
- Bangla: https://jansuraksha.gov.in/Files/PMSBY/Bangla/ClaimForm.pdf
- Gujarati: https://jansuraksha.gov.in/Files/PMSBY/Gujarati/ClaimForm.pdf
- Kannada: https://jansuraksha.gov.in/Files/PMSBY/Kannada/ClaimForm.pdf
- Punjabi: https://jansuraksha.gov.in/Files/PMSBY/Punjabi/ClaimForm.pdf
- Telugu: https://jansuraksha.gov.in/Files/PMSBY/Telugu/ClaimForm.pdf
PM Suraksha Bima Yojana Premium Amount
PMSBY is one of the most affordable accident insurance schemes available in India. Subscribers only need to pay an annual premium of ₹20, which is automatically deducted from the linked bank account.The insurance benefits available under the scheme are:
| Accident Coverage | Insurance Amount |
| Accidental death | ₹2 lakh |
| Complete disability | ₹2 lakh |
| Partial disability | ₹1 lakh |
Disability Coverage Includes
- Loss of both eyes
- Loss of both hands or feet
- Loss of one eye and one hand/foot
- Loss of sight of one eye
- Loss of one hand or foot
Eligibility for PM Suraksha Bima Yojana
Applicants must fulfill the following eligibility conditions:- Applicant must have a savings bank or post office account
- Age should be between 18 and 70 years
- Aadhaar should preferably be linked with the bank account
- Only one PMSBY account is allowed per person
- Consent for auto-debit of premium is mandatory
Documents Required for PMSBY
Applicants may need the following documents during enrolment:- Aadhaar Card
- Bank passbook
- Mobile number
- PMSBY application form
- Passport-size photograph (if required)
How to Apply for PM Suraksha Bima Yojana
Eligible citizens can apply through participating banks and post offices.Offline Application Process
- Download the PMSBY form PDF.
- Fill in the required details.
- Attach supporting documents.
- Submit the form at the bank or post office.
- Approve auto-debit for premium payment.
Online Application Process
Many banks also offer online PMSBY registration through:- Internet banking
- Mobile banking apps
- SMS banking services
- Bank websites
PMSBY Claim Process
In case of accidental death or disability, the insured person or nominee must submit the PMSBY claim form along with required documents.Documents Required for Claim Settlement
- Death certificate (if applicable)
- FIR or accident report
- Disability certificate
- Aadhaar Card
- Bank account details
- Hospital documents
PMSBY Helpline Number
For assistance related to Pradhan Mantri Suraksha Bima Yojana, applicants can contact:- 1800-180-1111
- 1800-110-001
PMSBY FAQ PDF Download
Applicants can also download the official PMSBY FAQ PDF for detailed information regarding enrolment, premium payment, and claim settlement process.FAQ PDF Link: https://jansuraksha.gov.in/Files/PMSBY/ENGLISH/FAQ.pdf
Frequently Asked Questions (FAQs)
Q1. What is the premium amount for PMSBY in 2026?The annual premium amount under PM Suraksha Bima Yojana is ₹20 per year.
Q2. What is the insurance coverage under PMSBY?
Subscribers get accidental insurance coverage of up to ₹2 lakh under the scheme.
Q3. Who can apply for PMSBY?
Any bank or post office account holder between 18 and 70 years of age can apply for PMSBY.
Any bank or post office account holder between 18 and 70 years of age can apply for PMSBY.
Q4. Where can I download PMSBY Form PDF?
Applicants can download PMSBY application and claim forms from the official Jan Suraksha portal.
Read More: PMJJBY Form PDF, Premium Amount & Claim Process
Applicants can download PMSBY application and claim forms from the official Jan Suraksha portal.
Other Jan Suraksha Schemes
Apart from PM Suraksha Bima Yojana (PMSBY), the government is also implementing the following social security schemes to provide affordable insurance and pension benefits to citizens:PM Jeevan Jyoti Bima Yojana (PMJJBY)
Pradhan Mantri Jeevan Jyoti Bima Yojana provides life insurance coverage of ₹2 lakh at an affordable annual premium. The scheme offers financial assistance to the nominee in case of the subscriber’s death due to any reason.Read More: PMJJBY Form PDF, Premium Amount & Claim Process
Atal Pension Yojana (APY)
Atal Pension Yojana is a government-backed pension scheme for workers in the unorganized sector. Subscribers receive guaranteed monthly pension benefits after attaining 60 years of age.Read More: APY Registration, Benefits & Pension Details
Conclusion
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an affordable accident insurance scheme that provides financial protection to millions of families across India. With an annual premium of just ₹20 and insurance coverage of up to ₹2 lakh, the scheme offers valuable support in case of accidental death or disability.People looking for PM Suraksha Bima Yojana form PDF download, PMSBY claim form PDF, premium amount, eligibility criteria, and claim process can use the official Jan Suraksha portal links provided above to apply and avail benefits under the scheme.
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